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Mujeres Audaces Group
In this Group: Sandra Rosario , Gloria Josefina , Maricela , Cristina , Magdalena Herminia , Evelia , Damaris , Ignacia , Maricela , Guadalupe Carmen
This photo was taken in Josefina C.O.’s business. She’s a member of the Mujeres Audaces (Daring Women) communal bank located in the Mexican state of Puebla. We can see her merchandise in the photo. She is a clothing merchant, a business she started 13 years ago.

She is asking for funds to invest in the clothing sales business but she is also thinking about starting to sell groceries. People like her very much and recognize her as a hard working person. At present, she is stocking both kinds of items in the same location.

At the moment of requesting the loan she is very excited because she feels that this will make it possible for her to invest more in her business and be able to fill all her pending orders from customers on time.

She is 38 years old and finished 9th grade. She’s married and has three children, two girls and one boy.

She wants this loan so that in the future she can have a separate location for each type of business. She hopes that with combined profits from both businesses she will be able to add on to her home.

The Group has 10 members who are:

Maricela M.M. Pastry sales.
Sandra Rosario C.C. Chicken sales.
Cristina V.O. Soft drinks sales.
Magdalena Herminia Z.R. Home articles sales.
Evelia N.P. Clothing sales.
Damaris I.F. Dinnerware sales.
Ignacia M.M. Clothing sales.
Maricela L.V. Clothing sales.
Guadalupe C.R. Cosmetics sales.
View original language description ↓
Esta foto fue tomada en el negocio de la señora Josefina C. O., una integrante del grupo Mujeres Audaces, que está ubicado en el Estado de Puebla en México. En la foto podemos apreciar su mercancía. Ella se dedica a la venta de ropa que inició hace 13 años. Solicita el préstamo para poder invertir en la venta de ropa además de que piensa iniciar con la venta de abarrotes. Las personas la estiman mucho y la reconocen como una persona muy trabajadora. Por el momento muestra los dos tipos de mercancía en un solo local. Al momento de solicitar este préstamo se encuentra muy entusiasmada ya que considera que con ello podrá invertir más en su negocio y poder cumplir con los pedidos de sus clientes en tiempo. Tiene 38 años, estudió hasta el tercer año de secundaria es casada y tiene en total 3 hijos (2 mujeres 1 varón). Quiere este crédito para que en un futuro pueda tener un local para cada tipo de negocio. Ella tiene la ilusión que con las ganancias de sus dos negocios bien establecidos pueda seguir construyendo más habitaciones a su casa.

El grupo está conformado por 10 integrantes y los otros integrantes son:

Maricela M.M. Venta de repostería.
Sandra Rosario C.C. Venta de pollo.
Cristina V.O. Venta de refrescos.
Magdalena Herminia Z.R. Venta de artículos para el hogar.
Evelia N.P. Venta de Ropa.
Damaris I.F. Venta de trastes.
Ignacia M.M. Venta de ropa.
Maricela L.V. Venta de ropa.
Guadalupe C.R. Venta de cosméticos.

Additional Information

About CrediComun

This loan is administered by CrediComun, a Kiva Field Partner since February 2010. CrediComun is dedicated to providing loans to groups of women in rural areas in Mexico, and is beginning to lend to individuals as well. One of its newest branch offices is in Ciudad Neza, a poor suburb on the outskirts of Mexico City. CrediComun has grown rapidly since its inception in 2005, with 37 branch offices and over 350 employees, and was ranked the 12th best microfinance institution in Latin America in 2010 according to the Microfinance Information Exchange (MIX).

For more information on CrediComun, please visit its partner page. If you would like to support CrediComun and its borrowers, please visit its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 90
    View loans »
    Mexico Loans Fundraising
  • $19,646,825
    Funds lent in using Kiva
  • 12.8
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Mujeres Audaces Group's $2,125 loan helped a member to invest in clothing sales.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 25, 2010
Jul 14, 2010
Currency Exchange Loss:
Nov 15, 2010