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Daissy Alexandra
Daissy Alexandra L. P. is a 23-year-old single woman who lives with her parents in the Guaranda canton of the Bolívar province. She has two children: Tania (8) and Melani (2).
Daissy is a member of the Patrón San Juan rural microfinance institute, located a half an hour from Guaranda. There is a total of 16 members in the group, the majority of whom cultivate corn and potatoes. This is the group's first loan from the San José cooperative.
Daissy is in agriculture. She sells vegetables, potatoes, wheat, broad beans and peas. She makes her purchases every month on Friday in Guaranda and sells her produce in Echeandia every Sunday.
She is requesting this loan in order to purchase pigs and to offer more products in her vegetable business. She thinks that this loan is an opportunity for her to get ahead. She dreams of increasing crop production and of owning a plot of land for her work and a house for her family. She is facing some challenges, such as pests on her potato crops, and her animals are ill.
She likes to help her mother at home and wash clothes in her spare time.
View original language description ↓
Daissy Alexandra L. P. tiene 23 años. Es soltera y vive con sus padres en el cantón de Guaranda en la provincia de Bolívar. Tiene 2 niños, Tania (8) y Melani (2).

Daissy es una socia de la ventanilla rural Patrón San Juan, que está ubicada a media hora de Guaranda. Son 16 socios en total, que en la mayoridad se dedican a cultivos de papas y maíz. Esto es el primer préstamo que ellos sacan con la Cooperativa San José.

Daissy se dedica a la agricultura, al negocio de legumbres, papas, trigo, habas, y arbejas. Realiza sus compras cada mes, el viernes, en Guaranda, y sus ventas en Echeandia el domingo, cada semana.

Solicita el préstamo para comprar chanchos y para poner más productos en su negocio de legumbres. Piensa que el crédito es una oportunidad para salir adelante. Sus sueños son tener más producción y un terreno para su trabajo, y tener una casa para su familia. Enfrenta desafíos como plagas en papas, y enfermedades a los animales.

Le gusta ayudar a su mama en la casa en su tiempo libre, y lavar las ropas.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 43
    View loans »
    Ecuador Loans Fundraising
  • $23,142,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Daissy Alexandra purchase pigs and expand vegetable business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Jul 9, 2010
Listed
Jul 15, 2010
Currency Exchange Loss:
N/A
Ended:
Aug 15, 2011