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Itojo Twimukye Women's Group- Ntungamo
In this Group: Bibian, Myres, Phoebe, Ldyia, Lovinah, Peace, Rosette, Joseph, Justine, Gorret, Serina, Florence, Alex, Resty, Lonus, Mable, Joseline, Stephen
15 years is the time 45-year-old M. Bibian has spent overseeing her soft drinks depot business in Itojo, Ntungamo after dropping her former profession of teaching. Not that she held it in low value, but she just wanted new challenges. She is quick to describe herself as trustworthy, sociable and a go-getter. At her operating place in Itojo trading center, she has quite a following. Her customers are mostly small scale traders .She has used monthly profits of 300,000 shillings to improve her family's welfare. She also makes a side profit from her banana plantation and farm. She is married with four children and with this loan, she wants to purchase more crates of soft drinks in addition to the tea that she will later resell.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 235
    View loans »
    Uganda Loans Fundraising
  • $31,036,700
    Funds lent in using Kiva
  • 2,263.6
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Itojo Twimukye Women's Group- Ntungamo's $3,925 loan helped a member to buy soft drinks like sodas for her business.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jun 17, 2010
Jul 23, 2010
Currency Exchange Loss:
Mar 24, 2011