Emprendedoras Del Valle Triunfo Group
Raquel María was elected to the position of President. She is 24 years old, in a common law marriage, and has two children, ages 4 and 6. For the past two years she has been selling foods door-to-door such as stuffed potatoes, chicken soup, ceviche, and “mazamorra” (corn porridge). Raquel started this because mainly because she enjoys working and is not the type of person who likes staying at home. She feels that she has to be productive and does not want to depend on anyone else. Prior to having this business, she worked as a laborer at a cardboard factory. She is currently building her house and has already purchased a stove. Her greatest wish is to finish the roof of her house since it is the only thing left to be done. She also wants to open a store in her home.
This loan will be used to buy supplies such as plates, glasses, disposable spoons, potatoes, and rice. All of the members are happy with the support that has been provided and commit to submitting their payments by the established deadlines. (The member that appears in the corner photograph was not able to attend the disbursement meeting due to work reasons.)
Raquel María asume el cargo D. presidenta, tiene 24 años, conviviente, y tiene 2 hijos D. 4, y 6 años.
DesD. hace 2 años se dedica a la venta D. comidas como la papa rellena, caldo D. gallina ceviche, mazamorras, repartiendo casa por casa, se inicio en este negocio porque principalmente le gusta y es una D. las personas que no le gusta estar en casa, siente que debe ser muy productiva y no depender, anteriormente trabajo como obrera en una fabrica D. cartón, actualmente esta construyendo su vivienda, ha logrado comprarse una cocina, su gran sueño es techar su vivienda, ya que solo esta con eternit y tener una tienda propia en su casa.
El reciente préstamo será destinado a la compra D. mercadería (platos, vasos, cucharas descartables, papas y arroz), todos nuestros socios agradecen el apoyo brindado y se comprometen a pagar en los plazos pactados. (Socio en la foto no pudo llegar al desembolso por motivos laborales).
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid