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Judith P. is 38 and married with four children. She owns a business venture selling lava lavas (bottom-half wrap-around prints worn by both men and women). Judith has one year of experience in this business. Judith needs a loan of WST $1000 to purchase additional equipment & tools such as needles & threads. She plans to use the earnings from her business (estimated to be 90 talas or US $38 per week) to improve/expand the business.

In 2010, Judith joined SPBD. This is her first loan with SPBD. SPBD's loans are Judith's only access to capital because she was never able to qualify for a loan with traditional banks.

About SPBD:
In 2000, Greg Casagrande founded SPBD and since then it has expanded from the main island of Upolu in Samoa to Savaii and Tonga. SPBD's philosophy of lending is based upon the Grameen Bank lending method. Please join SPBD's lending team on KIVA to receive on-the-spot updates on SPBD.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 33
    View loans »
    Samoa Loans Fundraising
  • $7,766,600
    Funds lent in using Kiva
  • 2.6
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Judith to purchase additional equipment & tools.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jul 1, 2010
Jul 12, 2010
Currency Exchange Loss:
Jul 15, 2011