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Edilberta T. is from the village of Sapang Ama, Sapang Dalaga. She is 58 years old, married, and has three adult-aged children. To make a living, she sells ocean-caught fish in the local community. Edilberta has been engaged in her business for over thirteen years and earns approximately 4,000 PHP a month from this activity.

In 2006, Edilberta joined PMPC to gain access to financial services to help improve her living situation and ability to engage in business activities. She has successfully repaid a previous loan of 14,950 PHP from PMPC. This previous loan was used as additional capital for her business. Edilberta is requesting a new loan of 14,950 PHP which will be used to purchase a home appliance. This will be her 7th loan from PMPC.
About PMPC:

Paglaum Multi-Purpose Cooperative (PMPC) is one of the most progressive cooperatives in northwestern Mindanao. It reaches out to the rural poor using the Grameen model.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $1175
    Average annual income
  • 359
    View loans »
    Philippines Loans Fundraising
  • $52,130,550
    Funds lent in using Kiva
  • 46.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Edilberta to purchase a home appliance.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 30, 2010
Jul 10, 2010
Currency Exchange Loss:
Jul 20, 2011