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Cesar Alberto
Cesar is 54 years old and lives in Primavera de Duran, a periurban area situated near the Guayas River that has a deteriorating ecosystem. He operates a locksmith shop in order to support his wife and four children.

From a young age, Cesar learned about the locksmith business from his father. Growing up he had few opportunities, so he ended up doing what his father had taught him. Over time and with effort, Cesar was able to acquire his own tools that were sufficient for the job. In order to install a workshop in his house, he needs to do some remodeling work and will use this loan to buy cement, blocks, and sand.

In the future, he wants to expand his business and have more customers so that he can secure his family’s future.

View original language description ↓

Cesar de 54 años, vive en Primavera de Duran (zona periurbana, alrededor del rió Guayas, y como una ecología en disolución), el tiene un taller de cerrajería para mantener a su esposa y cuatro hijos.

Desde pequeño Cesar aprendió cerrajería gracias a su papa que le enseño, cuando fue creciendo y por la falta de oportunidades el tuvo que hacer lo que desde pequeño había aprendido, poco a poco con esfuerzo pudo tener sus propias herramientas suficientes. Pero como el taller lo tiene en la casa el quiere readecuar su casa y construir con el préstamo comprar cemento, bloques, arena.

En el futuro quiere aumentar su negocio para tener mas clientela y asegurar el futuro de su familia.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 86
    View loans »
    Ecuador Loans Fundraising
  • $25,054,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Cesar Alberto purchase construction materials so that he can build a space in his house for his locksmith shop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 15, 2010
Jul 14, 2010
Currency Exchange Loss:
Jul 16, 2011