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Carmen
Carmen, 40, is a widow and has managed to support her 4 children on her own. Now she lives with only two of them in her own house. The oldest children now work and are independent. For 2 years Carmen has been working to cultivate potatoes, peas and beans. While she works in agriculture in the mornings, in the afternoons she also has a business selling food (agua de manzana (an apple drink), maca (an Andean root vegetable), soy, and also bread filled with cheese, chicken and pork) in a plaza in her city where she has a kiosk. And if that weren't enough, she also sells a variety of snacks in a cafe in a school in her area. She says that it is best to attend to her customers graciously, because as a result of the good treatment they always return. In addition, her best assistant is her youngest son, who is in charge of delivering orders and cleaning the utensils. The activities that she performs are sufficiently profitable, because they allow her to live comfortably. For this reason in the future she has plans to set up a business selling vegetables that will be located in a stall in the wholesale market in her city. This is the second time that she has taken a loan with MFP, and she enjoys working with her communal group very much because it is made up of people who are hardworking and responsible. Carmen plans to invest the money requested in the purchase of a number of bags of organic fertilizer, that she will scatter over her cultivations of peas to improve the quality of her crops and generate better earnings.
View original language description ↓
Carmen, de 40 años, es viuda y sola logro sacar adelante a sus 4 hijos, pero ahora sólo vive con dos de ellos en su casa que es propia, pues los mayores ya trabajan y son independientes.Ya lleva 2 años trabajando en el cultivo de papa, alverja, y habas. Paralelamente a esta actividad se dedica en las mañanas y tardes a su negocio de venta de comida (agua de manzana, maca, soya, además de pan con relleno de queso, pollo y carne de chancho), en la plaza de su ciudad, donde instala su kiosco. Y como si fuera poco, también vende diversas golosinas en el cafetín de la escuela de su zona, dice que lo mejor es atender amablemente a los clientes, pues por el buen trato siempre regresan, además su mejor ayudante es su último hijo, quien se encarga de entregar los pedidos y lavar los utensilios. Las actividades que desempeña son bastante rentables porque le permiten vivir cómodamente, por eso para más adelante tiene planeado instalar un negocio de venta de verduras, que estará ubicado en un puesto del mercado mayorista de la ciudad.Esla segunda vez que tiene un préstamo con MFP, y le gusta mucho trabajar con su grupo comunal, porque esta integrado por personas emprendedoras y responsables.Carmen tiene planeado invertir el dinero solicitado en la compra de varios sacos de abono, que esparcirá sobre sus cultivos de alverja, para mejorar la calidad de sus cultivos y generarse mejores ganancias.

About Peru

  • $12,000
    Average annual income
  • 104
    View loans »
    Peru Loans Fundraising
  • $57,342,125
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Carmen to buy organic fertilizer to improve the quality of her crops.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 18, 2010
Listed
Jul 12, 2010
Currency Exchange Loss:
Possible
Ended:
Jan 15, 2011