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Julia makes toasted corn, beans, and rice, which she produces artisan fashion, an art she learned from her grandparents. She used to live in a rental unit but by working hard, Julia was able to buy a house which, now, is of bricks and adobe. She lives with her husband and 4 children. Each morning Julia rises and goes to work, producing toasted goods to supply her customers.

At present, her house is some 2 kilometers from the Quillacollo-Cochabamba highway. It is very difficult for Julia to get her products to the avenue, but her husband has a small car and he helps her transport her toasted goods. She feels very happy to have access to loans with Kiva credit, because it permits her to expand her capital and maintain her 4 children. In the photo, you will see her very content, displaying her toasted products.
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La señora Julia se dedica a la producción de tostado de maíz, fideo y arroz, lo cual lo produce artesanalmente, que este arte aprendio de sus abuelos, la Señora antes vivía en alquiler, pero trabajando fuerte logro comprarse una casa que ahora es de ladrillo y adobe, ella vive con su esposo y sus 4 hijos. Que cada mañana se levantan a trabajar y producir tostado y así poder repartir a sus clientas. Actualmente su casa se encuentra a unos 2 kilómetros de la carretera a Quillacollo Cochabamba, a la Sra. Julia le es muy difícil salir hasta la avenida, pero su esposo tiene un pequeño auto que le ayuda a trasladar su tostado. La señora se siente muy feliz por darle la oportunidad de acceder al crédito con fondos kiva, ya que le permite aumentar de capital y mantener a sus 4 hijos. En la foto se le ve muy contenta ya que se le encontró con las manos en el tostado.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $5,500
    Average annual income
  • 224
    View loans »
    Bolivia Loans Fundraising
  • $31,480,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 26, 2010
Jul 12, 2010
Currency Exchange Loss:
Dec 15, 2011