30 year old N. Harriet has banked on finances from her 6 year old retail shop business to support her family of one child and her husband. It is a business she started out of savings from her small stall business where she mostly sold salt. Harriet describes herself as friendly, honest and hard working. This she says is the sole reason why her business is still in existence. She is planning on transforming her retail shop into a supermarket in the course of time. In a week, she makes profits to the tune of 50,000 shillings. With this loan, she wants to buy in bulk items such as sodas, sugar, salt and plastics for her shop. This she says will see her earn more profits. She says this will lay a solid foundation for the future growth of her business.