Ramil N. is a 29-year-old butcher who sells fresh meat in his own small booth. He lives in the southern part of Azerbaijan, Imishli region with his wife, one son and one daughter. He started his business in 2000, when he first began help his father. He learned very soon how to cut meat and how to choose healthy animals for meat. Veal, beef and mutton are in very high demand all across Azerbaijan and people use meat in every day life. His meat booth used to bring him good income but as the economic situation in the country is unstable and prices for products rise every year. Ramil's income is not enough to cover family needs and Ramil has applied for 1200 USD to improve the conditions of his business, repair his place of work and to be able to purchase more animals for meat selling.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.