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Geovanny Javier
Geovanny is 34 years old and lives in Fortín de Guayaquil (a mountainous periuban area with dirt roads, hills, and a deteriorating ecosystem). He manages a stationery shop called “Ecuador Bazaar”.

Twelve years ago, Geovanny began selling eyeglasses for an optician. Over time and with some effort, he was able to distribute these items to stores. However, he wanted to generate more income, so he invested his savings in a stationery shop and bought display cabinets to start his own business. He works every day from 6am until 9pm.

To expand his business Geovanny will use his loan to buy notebooks and candy. In the future, he wants to finish the construction of his house.

View original language description ↓
Geovanny de 34 años, vive en el Fortín de Guayaquil (zona periurbana, con caminos de tierra, lomas y montañas con una ecología en disolución). El tiene una papelería (llamada en Ecuador bazar).

Empezó hace 12 años vendiendo lentes para una óptica, poco a poco con esfuerzo alcanzo a venderlos a almacenes. Pero como quería mas ingresos invirtió sus ahorros en papelería y compro vitrinas para tener su propio negocio. Trabaja desde las 06h00am hasta las 21h00pm todos los días.

Para agrandar mas el negocio el quiere comprar con el préstamo cuadernos, y confites. En el futuro quiere terminar de construir su casa.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 80
    View loans »
    Ecuador Loans Fundraising
  • $25,065,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Geovanny Javier purchase notebooks & candy.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 9, 2010
Jul 11, 2010
Currency Exchange Loss:
Jul 15, 2011