Cristo El Salvador Group
The communal bank “CRISTO EL SALVADOR” is called as it is because its members are devout Catholics and have found support from their religion.
Lucia is a member of this bank, many years ago she faced the death of her husband and she remains a widow. She had to take care of her 7 children, and it was at that time that she was supported by her faith in God to keep going and it gave her strength to keep moving forward for her children, and she succeeded, she was able raise her children to adulthood, thanks to her strength and positivity, and moral support that she felt having faith in Christ.
But the years have passed and again her faith in God was put to the test with the death of 2 of her children, leaving her to look after 3 grandchildren.
Lucia had to work to raise her grandchildren, but working washing clothes was not recommended for her health, as she is 65 years old, and then thanks to a donation, made by the neighbors where she lives, Lucia received a street cart for selling sweets, soft drinks, cookies, etc.
Lucia is thinking of using the loan from EDAPROSPO-PROSPERIDAD, to keep selling sweets, cookies and soft drinks which she does at a corner by her house, next to a football field, where refreshing soft drinks are always needed each time that the neighbors play any match.
La alcancía comunal “CRISTO EL SALVADOR” es llamada así porque sus miembros son personas muy católicas y han encontrado un soporte en su religión.
Lucia es socia de esta alcancía, muchos años atrás afrontó la muerte de su esposo y quedó viuda entonces tenia que hacerse cargo de sus 7 hijos, entonces fue ahí donde se apoyo de su fe en Dios para continuar y darse fuerzas para sacar adelante a sus hijos, y lo consiguió, pudo criar a sus hijos hasta verlos adultos, gracias a su esfuerzo y positivismo, y al apoyo moral que sintió al tener fe en Cristo.
Pero pasaron los años y nuevamente su fe en Dios fue puesta a prueba con la muerte de 2 de sus hijos, dejándola a cargo de 3 nietos.
Lucia tenía que trabajar para criar a sus nietos, pero el trabajo de lavar ropa ya no es recomendable para su salud, ya que contaba con 65 años, y entonces gracias a una donación, hecha por vecinas del lugar donde vive, Lucia recibió una carreta ambulante para la venta de dulces, gaseosas, galletas, etc.
Lucia piensa usar el préstamo de EDAPROSPO-PROSPERIDAD, para continuar con la venta de dulces, galletas y gaseosas que lo realiza en una esquina de su casa, al lado de una canchita de futbol, donde siempre faltan las refrescantes gaseosas cada vez que los vecinos juegan algún partido.
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid