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Mrs. S., 36 years old, is a humble villager living in the capital, Phnom Penh, in the middle of Cambodia. She is married and blessed with two young school-aged kids, while her husband is a motorbike taxi driver.

S. works sewing clothes in the garment factory and gets a specific salary to meet the needs of her family. S. has been planning to get a sewing machine that she will use to sew the neighbor's clothes, but she doesn’t have money yet to buy one. This is why S. decided to pursue a loan of $700 through Kiva’s field partner, HKL, to meet the requirements above. Unfortunately, the motor-taxi is often broken down, so S. will use some part of the loan to repair it.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Keo to buy a sewing machine and to repair the broken motor-taxi.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 11, 2010
Jul 8, 2010
Currency Exchange Loss:
Dec 16, 2010