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Mao M., 31 years old, owns a small shop located along the big road where she sells soft drinks and food. She typically makes around $8.33 of profit each day to ensure that her family has a comfortable living. She has been married for many years to Pin Phoeun, 30, a local farmer, and they have not any children yet.

Mao M. is running her business well because she has skills in public relations which she uses with her customers. However, her income is not very much as her business has recently come to a low capacity due to insufficient financial capital. Mao M. wishes to have more funds to increase her capital which will allow her to improve her profits. This is why she has decided to look for lenders on Kiva.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 255
    View loans »
    Cambodia Loans Fundraising
  • $37,533,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Mao to increase her capital.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 17, 2010
Jul 8, 2010
Currency Exchange Loss:
Dec 17, 2011