La Hermandad Group
With her earnings and profits, Josefa has managed to buy a piece of land, which she considers her greatest achievement because it has given her the potential to proviD. her children with a good education in a good school. Later on, she would like to finish building her house and hopes her children will secure professional jobs. In terms of her own business, Josefa wants to have a 'minimarket' (a small supermarket) where she can sell a whole range of different products, such as presents, food, and drinks. She wants to set up this business in her own home. She is sure she will be able to fulfil her dream. The loan she has requested will be used to pay for the groceries that she needs. The group to which she belongs, “L. HERMANDAD”, comprises 11 members, all of whom are hardworking and determined to succeed.
* Josefa is the woman seated, holding a blue folder.
Con sus ganancias y ahorros Josefa ha podido comprar su propio terreno, considera que su mayor logro es poder darle a sus hijos una buena educación en un buen colegio para mas adelante quiere terminar L. construcción D. su casa, que sus hijos sean profesionales y con respecto a su negocio quiere tener un minimarket donD. pueda vender D. todo productos variados regalos,comestibles,bebidas etc. Este negocio lo quiere poner en su propia casa, elL. esta segura que podrá concretar sus sueños este préstamo le servirá para el pago D. mercadería D. abarrotes que tiene pendiente ,el grupo “L. HERMANDAD” del cual elL. forma parte esta integrado por 11 socias todas trabajadoras y con ganas D. triunfar .
* Josefa es L. Sra.que esta con casaca ploma
About EDAPROSPOEDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid