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La Hermandad Group
In this Group: Lourdes Heroina, Hilaria, Joel Anthony, Elidema Santos, Arturo Flavio, Josefa, Victor Jesus, Hipolito, Gloria Felipa, Rosalia Antonia, Yolanda Violeta
Josefa arrived from her birthplace, Cuzco, 5 years ago - filled with hopes and dreams of success. When she arrived in Lima, she started selling chicken broth on the street - a job that carried considerable risks. With some small savings and financial help from her husband, she was able to start a business selling groceries at a stall that she rented in a market. She would buy produce such as rice, sugar, and noodles and sell these and other products. Gradually, the number of customers she had grew and her business, which she has given the name “SEÑOR D. HUANCA”, is going well.

With her earnings and profits, Josefa has managed to buy a piece of land, which she considers her greatest achievement because it has given her the potential to proviD. her children with a good education in a good school. Later on, she would like to finish building her house and hopes her children will secure professional jobs. In terms of her own business, Josefa wants to have a 'minimarket' (a small supermarket) where she can sell a whole range of different products, such as presents, food, and drinks. She wants to set up this business in her own home. She is sure she will be able to fulfil her dream. The loan she has requested will be used to pay for the groceries that she needs. The group to which she belongs, “L. HERMANDAD”, comprises 11 members, all of whom are hardworking and determined to succeed.

* Josefa is the woman seated, holding a blue folder.
View original language description ↓
L. Sra. Josefa llego D. su tierra natal el Cuzco hace 5 años cargada D. ilusiones y con deseos D. progresar, cuando llego a lima empezó a vender caldo D. gallina en L. calle lo cual era muy riesgoso, juntando algo D. dinero y con L. ayuda D. su esposo que le facilito un capital pudo empezar el negocio D. venta D. abarrotes alquilo un puesto en un mercado compro mercadería como arroz, azúcar, fideos etc. empezó a vender estos y otros productos D. a pocos fue ganando clienteL. y le va muy bien en su negocio que lleva por nombre “SEÑOR D. HUANCA”.
Con sus ganancias y ahorros Josefa ha podido comprar su propio terreno, considera que su mayor logro es poder darle a sus hijos una buena educación en un buen colegio para mas adelante quiere terminar L. construcción D. su casa, que sus hijos sean profesionales y con respecto a su negocio quiere tener un minimarket donD. pueda vender D. todo productos variados regalos,comestibles,bebidas etc. Este negocio lo quiere poner en su propia casa, elL. esta segura que podrá concretar sus sueños este préstamo le servirá para el pago D. mercadería D. abarrotes que tiene pendiente ,el grupo “L. HERMANDAD” del cual elL. forma parte esta integrado por 11 socias todas trabajadoras y con ganas D. triunfar .

* Josefa es L. Sra.que esta con casaca ploma

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 100
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of La Hermandad Group's $4,150 loan helped a member to buy groceries for her business.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Jul 2, 2010
Jul 10, 2010
Currency Exchange Loss:
Nov 15, 2010