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Honestidad, Progreso Y Lealtad Group
In this Group: Lucy Consuelo, Raquel Myriam, Gloria Haydee, Esther Elizabeth, Angelica Norma, Alejandrina Victoria*, Marianela, Julia Consuelo, Ana Velia, Renee Alberta
* not pictured
Mrs. Lucy Consuelo has been a member of the Honesty, Progress and Loyalty Group for the past 5 years. The group is made up of 10 members, all residents of the Collique Zone in the Comas District.
Mrs. Lucy Consuelo is 49 years old, married with 2 children. Hers is a family where everybody supports one another. Her husband supports all her projects both economically and emotionally.
Two years ago, she opened her beauty salon called “Estetica Unisex Lucy’s”. It is located in her home which has helped her enormously as by working out of her home, she has been able to be raise her children herself.
Now, in addition to the beauty salon, she has begun a bookstore business. She has hired somebody to help with sales.
With this work, she has acquired three used cars which she uses in a taxi service. She has built her house and has been able to pay for the higher studies of her children in the hopes that they will have professional careers.
Her next goal is to be able to acquire a location for her husband to have his mechanic shop.
The loan that she is soliciting will be used to buy cosmetics for the purchase by the customers in her beauty salon.
View original language description ↓
LA SRA. LUCY CONSUELO, HACE CINCO AÑOS ES SOCIA DEL GRUPO "HONESTIDAD, PROGRESO Y LEALTAD" FORMADO POR 10 INTEGRANTES TODOS RESIDENTES DE LA ZONA DE COLLIQUE EN EL DISTRITO DE COMAS.
LA SRA. LUCY CONSUELO TIENE 49 AÑOS, ESTA CASADA Y TIENE 2 HIJOS, ES UNA FAMILIA EN LA CUAL TODOS SE APOYAN, SU ESPOSO LE BRINDA SU APOYO TANTO ECONÓMICO COMO MORAL EN TODOS LOS PROYECTOS QUE ELLA EMPRENDE.
HACE DOCE AÑOS ELLA APERTURÓ SU SALÓN DE BELLEZA DE NOMBRE "ESTÉTICA UNISEX LUCY`S", EL CUAL SE ENCUENTRA UBICADO EN SU DOMICILIO Y QUE LE FUÉ DE MUCHA AYUDA YA QUE TRABAJANDO EN SU CASA PUDO HACERSE CARGO PERSONALMENTE DE SUS HIJOS.
AHORA ADEMÁS DE SALÓN DE BELLEZA HA IMPLEMENTADO SU NEGOCIO CON UNA LIBRERÍA BAZAR EN EL CUAL TIENE A UNA PERSONA QUE LE APOYA EN LAS VENTAS.
CON ÉSTE TRABAJO HA CONSEGUIDO ADQUIRIR 03 CARROS USADOS PARA TRABAJARLOS HACIENDO SERVICIO DE TAXI, HA CONSTRUIDO SU CASA Y HA PODIDO PAGAR LOS ESTUDIOS SUPERIORES DE SUS HIJOS LOGRANDO QUE SEAN PROFESIONALES.
SU PRÓXIMA META ES POSER ADQUIRIR UN LOCAL PARA QUE SU ESPOSO PONGA SU TALLER DE MECÁNICA.
EL PRÉSTAMO SOLICITADO LO INVERTIRÁ EN PRODUCTOS COSMÉTICOS PARA LA ATENCIÓN DE SUS CLIENTES EN SU SALON DE BELLEZA.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 126
    View loans »
    Peru Loans Fundraising
  • $56,142,000
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Honestidad, Progreso Y Lealtad Group's $3,600 loan helped a member to buy cosmetics for the purchase by the customers in her beauty salon.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 10, 2010
Listed
Jul 9, 2010
Currency Exchange Loss:
Covered
Ended:
Jan 15, 2011