Rocio rents a home with her mother in the Munaypata area La Paz. She works as a waitress in a coffee shop in the central part of the city. She is requesting a loan to increase her capital since she sells dress clothing (sweaters, shirts etc) to her friends and customers as a way of supplementing her low wages. She is an Impro customer and pays back on time so she has access to a new loan.
La señora Rocío vive en alquiler con su señora madre en la zona de Munaypata de la ciudad de La paz. Ella trabaja como mesera en un café de la zona central; el crédito que solicita es para aumentar su capital ya que como su sueldo es muy poco ella vende prendas de vestir (Chompas, Poleras, Etc.) a sus mismas compañeras de trabajo y algunas veces a los clientes.
Es cliente de Impro y paga muy bien por lo tanto puede acceder a un nuevo crédito.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.