Mrs. Russel is married and lives with her husband and children in anticretico (a rental arrangement in which the property owner is paid the rent in a lump sum, which is returned at the end of the rental period), in the Tembladerani neighborhood in La Paz.
Mrs. Russel is employed and also sells hardware supplies, which provides her income to maintain her home.
The requested loan is to increase her working capital by purchasing more supplies, thus making it possible for her to increase her income.
This is her second loan request, and the completed socioeconomic analysis qualifies her for a loan.
La señora Russel es casada vive con su esposo e hijos en anticretico, en la zona Tembladerani de la ciudad de La Paz.
La señora Russel es empleada y a la vez comercializa con material de ferretería de los cuales tiene ingresos con los que mantiene su hogar.
El crédito solicitado es para aumentar su capital de trabajo comprando mas material y así poder mejorar sus ingresos.
Esta es la segunda ocasión que solicita un préstamo y el análisis socioeconómico realizado lo califica favorablemente y puede acceder a un crédito.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.