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Marbella Group
In this Group: Angela , Adriana , Juana Alicia, Sara, Valentina Silvia
This community bank group is called Marbella. It is located in the community of Jaloxtoc, in the state of Morelos, Mexico. The group consists of five members who know each other and are neighbors. This is their first loan with Fundación Realidad. The representative of the group is Señora Ángela T. A., who is 61. She completed the third year of secondary school and has three adult children, two sons and a daughter: Jose Luis is 44, Miguel Ángel is 42, and Gloria Ines is 21 and is a student. Señora Ángela has a pharmacy and stationery business, and she is going to use the loan to buy patent medicines. She began the business 12 years ago, after taking a course in medicine, since the government required a person to take an examination to give them a license or permission to open a pharmacy. She is very proud of her business because she likes medicine and has been able to help people in emergencies, for example, she tells us, "in case of a scorpion bite, or when a person doesn't have enough money at the moment to buy medicine, I give them the medicine and then they pay me; on one occasion a woman came alone for medicine, but she felt and looked very bad, I was able to help by taking her to her home and her family." Ángela's business is in her home in Jaloxtoc. She tends kindly and personally to between 20 and 30 customers, both men and women, who come in for products that are very necessary for the health of the community. She hopes and dreams that we will always live quietly in peace.

The town of Jaloxtoc is a very peaceful place. There is a pond, which is El Jaguey. You can also see the hills, which in the rainy season are green and pretty.

The members of the group are: Adriana M. R.. She is going to use her loan to buy sheets, bedspreads, and shoes and to order a supply of Tupperware. Señora Juana Alicia González Hernández has a snack stall and is going to buy dough, meat, vegetables, and soft drinks to prepare her toasted and folded quesadillas. Señora Sara D. Tenoria works in catalog sales and is going to buy shoes and stock her store with sugar, eggs, and soap. Señora Valentina Silvia A. works in catalog sales and is going to buy Tupperware to begin a business. Señora Ángela T. A. has her pharmacy and stationery business and is going to buy patent medicine to stock her pharmacy, along with a little stationery. They want to direct these words to Kiva and Fundación Realidad: We are very thankful in advance for giving us the confidence, granting us this loan, and we wish that you continue helping people who need it."
View original language description ↓
Este grupo solidario se llama Marbella. Está ubicado en la comunidad de Jaloxtoc, en el estado de Morelos, México. El grupo está formado por 5 integrantes que se conocen y son vecinos. Este es su préstamo no. 1 con Fundación Realidad.
El representante del grupo es la señora Ángela T. A., tiene 61 años, estudio hasta el 3er. Año de secundaria y tiene 3 hijos 2 hombres y 1 mujer: Jose Luis tiene 44 años; Miguel Ángel, 42 años y Gloria Ines tiene 21 años que está estudiando.
La señora Ángela tiene su negocio de farmacia y papelería y el crédito lo va a utilizar para comprar medicamento de patente, el negocio lo inicio hace 12 años, tomando un curso de medicina ya que el gobierno le exigía acreditar un examen para darle la licencia o el permiso para abrir una farmacia. Está muy orgullosa de su negocio por que le gusta la medicina y a podido ayudar a las personas en caso de emergencia por ejemplo, nos dice Gloria: “en caso de piquete de alacrán, o cuando una persona no cuenta con dinero en ese momento para comprar la medicina les doy el medicamento y luego ellos me lo pagan; en una ocasión llegó una señora sola por medicamento pero se sentía y se veía muy mal y le pude ayudar llevándola a su domicilio con sus familiares”. El negocio de Ángela está en su domicilio en Jaloxtoc, atiende amablente y personalmente de 20 a 30 clientes entre hombres y mujeres que acuden por los productos muy necesarios para la salud en la comunidad, sueña y tiene la esperanza de que siempre vivamos en paz y tranquilos.
El pueblo de Jaloxtoc en un lugar muy tranquilo hay un estanque de agua que es el Jaguey, también se ven los cerros que en tiempos de lluvia están verdes y bonitos.
Los integrantes del grupo son Adriana M. R. va a utilizar su crédito para comprar sabanas, colchas, zapatos y para surtir su pedido de topper ware. La señora Juana Alicia González Hernández tiene un puesto de antojitos y va a comprar masa, carnes, verduras, refrescos para elaborar sus quesadillas tostadas y dobladas. La señora Sara D. Tenoria se dedica a ventas por catalogo y va a comprar zapatos y va a surtir su tienda va a comprar azúcar, huevo y jabón. La señora Valentina Silvia A. se dedica a la venta por catalogo va a compra topper ware para iniciar su negocio,
La señora Ángela T. A. tiene su negocio de farmacia y papelería y va a comprar medicina de patente para surtir su farmacia y comprar un poco de papelería.
Ellas quien dirigir estas palabras a KIVA y a Fundación Realidad: “de antemano estamos muy agradecidas por darnos la confianza, otorgándonos este crédito y deseamos que sigan ayudando a las personas que lo necesitan”

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $11,249
    Average annual income
  • 51
    View loans »
    Mexico Loans Fundraising
  • $18,367,975
    Funds lent in using Kiva
  • 13.1
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Marbella Group's $1,775 loan helped a member buy patent medicines.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 18, 2010
Listed
Jul 8, 2010
Currency Exchange Loss:
Possible
Ended:
Nov 15, 2010