El Sombrerito Group
The group's organizer is Mrs. Reyna S. G. who is 39 years old and has completed 3 years of a high school education. She has 3 Children: Victor Eduardo, a 20 year old male, Omar is a 17 year old male, and Aline Berenice, a 6 year old female. Mrs. G. buys and sells gold and silver jewelry. The business originated 3 years ago after a friend she used to sell with moved away so she decided to sell gold and silver jewelry to her neighbors. She now sells her jewelry door to door and travels to Iguala every 15 days to stock up on merchandise. She will be using her loan to purchase studs, chains, medals, earrings, rings, and bracelets. She likes her business very much because she doubles her investment, it allows her to care for her children, and it serves as a distraction. She re-invests her earnings and only takes out when her children need something for school. Members of the group are:
Ana Maria M. R. who will use the loan to stock up on merchandise like: milk, soda beverages, sugar, soups, cooking oil, dried spices, soap, etc., so she can stock her store.
Godeleva P. P. will purchase bed sheets, quilts, sleeping garments, and towels to stock her business.
Elena O. H. will purchase, sheets, and bed spreads in bulk since she sells them individually. Catalina H. S. will be purchasing men and women's shoes.
Members of the group are very happy with the loan given by Fundacion Realidad and Kiva because it allows them to grow their businesses and families.
LA INTEGRANTE DEL GRUPO LA SEÑORA REYNA S. G. TIENE 39 AÑOS DE EDAD, ESTUDIO HASTA EL 3er. AÑO DE SECUNDARIA Y TIENE 3 HIJOS, 2 HOMBRES Y 1 MUJER, VICTOR EDUARDO TIENE 20 AÑOS, OMAR TIENE 17 AÑOS Y ALINE BERENICE TIENE 6 AÑOS, ELLA SE DEDICA A LA COMPRA VENTA DE JOYAS DE ORO Y PLATA, ELLA VA A UTILIZAR SU CREDITO PARA COMPRA BROQUELES, CADENAS, MEDALLAS, ARETES, ANILLOS Y PULCERAS, INICIO SU NEGOCIO HACE TRES AÑOS LE AYUDABA A SU AMIGA A VENDER PERO SE CASO Y SE FUE A VIVIR A OTRA COMUNIDAD ASI QUE DECIDO COMENZAR CON EL NEGOCIO DE VENTAS DE JOYAS DE ORO Y PLATA CON SUS VECINOS Y VA OFRECIENDO LAS JOYAS CASA POR CASA. CADA QUINCE DIAS VIAJA A IGUALA PARA SURTIRSE DE MERCANCIA. A ELLA LE GUSTA MUCHO SU NEGOCIO POR QUE LE DEJAN UTILIDADES LO DOBLE DE LO QUE INVIERTE, NO DESCUIDA A SUS HIJOS Y LE SIRVE DE DISTRACCION. LAS GANACIAS LAS VUELVE A INVERTIR Y CUANDO SUS HIJOS OCUPAN ALGO PARA LA ESCUELA DE AHÍ LO TOMA
LOS INTEGRANTES DEL GRUPO SON:
ANA MARIA M. R. CON SU PRESTAMO VA A COMPRAR MERCANCIA LECHE, REFRESCOS, AZUCAR, SOPAS, ACEITE, CHILES SECOS, JABON ETC. PARA SURTIR SU TIENDA.
GODELEVA P. P. VA A COMPRA COLCHAS, EDREDONES, BATAS PAR DORMIR, TOALLAS, SABANAS PARA SURTIR SU NEGOCIO.
ELENA O. H. VA A COMPRAR SABANAS, COLCHAS MATRIMONIALES E INDIVIDUALES PÓR PAQUETES YA QUE SE DEDICA A LA VENTA DE BLANCOS.
CATALINA H. S. VA A COMPRAR ZAPATO PARA DAMA Y CABALLERO.
LOS INTEGRANTES DEL GRUPO ESTAN MUY CONTENTO CON EL PRESTAMO QUE LE DIO FUNDACION REALIDAD Y KIVA POR QUE LES AYUDA A CRESER A SUS NEGOCIOS Y A SUS FAMILIAS
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid