La Capilla Group
• Raquel, Jose Luis, and Roberta sell clothing as traveling merchants.
• Porfiria, Araceli, and Silvia sell shoes and perfumes through catalogs.
• Antonia and Teresa sell vegetables.
• Guadalupe runs a mechanic’s workshop.
• Miguel and Angela sell household products.
• Reyna has a small sewing workshop in her home.
• Petra sells candy outside of her home.
Sra. Petra is a member of “La Capilla” Group. She is a widow and all of her children are married. Doña Petra has been selling candy outside of her home for eight years and hopes to expand her vending stand a little bit at a time. Her business has done very well since it is near a high school and a kindergarten. She sells more when the school day ends.
With this loan she wants to buy French fries, fritters, milk candy called “Duvalin”, lollipops covered in chili powder, tamarind candy called “Pelón Pelo Rico”, and other products. She tries to provide a little bit of everything sweet, so she keeps her business well-stocked in order to cover her expenses and get ahead. Petra says she does not like having to depend on her children since they are already married and have their own obligations.
All of these candies are well-known throughout Mexico, especially among the parents and grandparents of the children. Doña Petra says, “There is not a single person who comes here without remembering one’s childhood. There have been times when the parents buy more candy from me than the children.” She says she feels comfortable working with her group, which has never failed in making their payments. They hope to continue working in the same manner so that they can maintain the support they receive from Fundación Realidad as well as Kiva.
LA SRA. PETRA ES INTEGRANTE DEL GRUPO LA CAPILLA ELLA ES VIUDA TODOS SUS HIJOS YA ESTAN CASADOS DOÑA PETRA LLEVA 8 AÑOS VENDIENDO DULCES AFUERA DE SU CASA Y ESPERA PODER AGRANDAR SU PUESTO POCO A POCO YA QUE LE VA MUY BIEN POR QUE ENFRENTE DE SU NEGOCIO ESTA LA SECUNDARIA Y UN KINDER Y EN LA SALIDA DE LAS ESCUELAS ES CUANDO VENDE MAS.
CON ESTE CREDITO QUIERE COMPRAR PAPAS FRITAS, FRITURAS, DULCES DE LECHE LLAMADOS DUVALIN, PALETAS DE CHILE, DULCES DE TAMARINDO COMO "PELON PELORICO", ETC; Y DE TODO UN POCO DE DULCES PARA SURTIR SU NEGOCIO PARA QUE ELLA PUEDA SOLVENTAR SUS GASTOS Y SALIR ADELANTE YA QUE COMENTA NO LE GUSTA DEPENDER MUCHO DE SUS HIJOS POR QUE YA ESTAN CASADOS Y ELLOS YA TIENEN SUS OBLIGACIONES.
TODOS ESTOS DULCES SON MUY CONOCIDOS EN MEXICO Y DESDE LOS PADRES Y ABUELOS DE LOS NIÑOS YA LOS CONOCÍAN DOÑA PEDRA DICE: "NO HAY PERSONA AQUÍ QUE VENGA Y NO RECUERDE SU NIÑEZ, HAY OCASIONES QUE ME COMPRAN MAS DULCES LOS PAPÁS QUE LOS HIJOS".
DOÑA PETRA COMENTA QUE SE SIENTE MUY AGUSTO CON EL GRUPO YA QUE ES UN GRUPO QUE NUNCA HA FALLADO CON SUS PAGOS Y ESPERAN SEGUIR ASI PARA QUE TANTO FUNDACION REALIDAD COMO KIVA LOS PUEDAN SEGUIR APOYANDO
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid