Mrs. Chey S., 48, is a modest woman living in Kompong Tom Province. She is a local cultivator, raising pigs and growing crops on her own farmland. To help meet the family's daily expense needs, her husband works selling wooden beds that he makes himself. He owns a cart and he uses it to pick up beds to sell around his community. The couple have four children: two are now married and two are single. Both of the children are employed and provide some of their income to meet the financial needs of their family. To generate additional income, Chey S. is applying for a loan in order to buy a plowing machine for their use and also to rent to farmers during the farming season.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.