The pride of this 57 year old single mother resides in having done her best to provide a good education to her children. Her five children are now grown up, earning their own livings, and are professionals who support their mother. Although her economic situation is relatively stable, Cesilia wants to continue working. She thinks that getting old is not an excuse for sluggishness. Two years ago, she started a small business, selling hair-slides, hair clips, earrings, and underwear to women. She is now requesting a loan in order to purchase men’s underwear to introduce in the business. That way, she will increase her income and feel independent.