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Azucena M. is a 56-year-old married woman who supports her family with a hog-fattening business. She lives in Sitio Daan Banwa, Brgy. Su-ay, Himamaylan City, Negros Occidental.

Azucena has been a member of NWTF-Project Dungganon since 1989 and has improved her living conditions with the help of loans from NWTF and through her own efforts. By working hard in her hog fattening business, she is gradually making her family more economically stable. She now earns an average income of 15,000 Philippine pesos (PHP).

Azucena is borrowing 29,500 PHP so that she can buy an additional hog for future income. This will be her 22nd loan from NWTF-Project Dungganon. Her previous loan of 29,500 PHP (which she paid off well within its term) was just another step on her journey towards economic freedom. Azucena hopes to improve her family's living conditions and ensure their future well-being by following the Dungganon way.

About NWTF:
In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed on a member of a community who has earned respect through a lifetime of hard and honest work.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $1175
    Average annual income
  • 443
    View loans »
    Philippines Loans Fundraising
  • $50,987,450
    Funds lent in using Kiva
  • 46.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Azucena additonal working capital.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 11, 2010
Jul 12, 2010
Currency Exchange Loss:
Aug 15, 2011