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Estelita
Estelita B. is a 32-year-old married woman who lives in Sitio Toledo, Manapla, Negros Occidental. She earns her living by operating a sari sari (general) store. Estelita’s husband, Amador, is a carpenter and they have two children aged three and 13. The children go to school and also help their parents in the business as part of their daily chores.

Estelita joined NWTF-Project Dungganon in 2002 in the hope that she would be able to help her husband improve their family's quality of life. With the help of her loans from NWTF-PD, she has been able to increase their family income with her general store. Now she earns an average monthly income of Php 6,000.

Estelita is a member of good standing. Her previous loan of Php16,000 was used to fund operations of her store, and it had a positive impact on both the business and the family’s living conditions. Now she is borrowing Php16,000, (her sixteenth loan) which she intends to use on her general store. Estelita is working hard to achieve her dream, which is to provide her family with a brighter future and a more comfortable life.

About NWTF:
In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF) is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon — a title of esteem bestowed on a member of a community who has earned respect through a lifetime of hard and honest work.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1454
    View loans »
    Philippines Loans Fundraising
  • $59,291,725
    Funds lent in using Kiva
  • 46.5
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Estelita additonal Working Capital.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 10, 2010
Listed
Jul 12, 2010
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2011