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Gualaceñitas ( Cuenca ) Group
In this Group: Martha Alexandra, Nataly Marisol, Celia Mariana, Diana Beatriz, Maria Carmen, Ilsa, Florinda, Tania Alexandra, Daniela Adriana, Miriam Carlota, Maria Cornelia, Rosa Teresa
The community bank "Gualaceñitas" is composed of a group of 12 women, ready to move forward in their respective businesses. They are women who fight every day to progress and offer their families improved economic stability. They live in Gualaceo, which is located 35km east of Cuenca. It is a prosperous town, located in one of the province's--and the country's--most beautiful valleys. It is an area characterized by great fertility, splendorous landscapes, and agreeable climate, which makes it a large tourist destination.

Diana Beatriz lives in the center of Gualaceo. She is 28 years old and married with four children. Her children are 12, 9, 5, and 4 years old; all of them are in school. He husband works as a bricklayer. The family does not have their own home, so they live with Diana's parents.

For the past three years, Diana has run a liquor store. She works from 1PM until 2AM, and she does very well. She is in her third loan cycle with the Espoir Foundation, and her new loan will be used to purchase new merchandise in order to grow her business. Her goal is to be able to afford a house of her own.

Florinda D. P. is in her second loan cycle. For the past year, she has worked as a seamstress making athletic clothing. She works from 8AM until 6PM. She learned how to sew through courses. She runs her business out of a rented shop.

Florinda is 31 years old. She is married with four children. Her children are 12, 10, 8, and 2 years old; the eldest three are in school. Her husband works in a shoemaker's. The family does not have its own home, which is why they rent. She will invest her new loan in the purchase of fabric, zippers, and buttons needed to make athletic clothing. Her goal is to continue growing her business.
View original language description ↓
El banco comunal Gualaceñitas esta formado por un grupo de 12 mujeres dispuestas a salir adelante en sus respectivos negocios, son mujeres que luchan cada día para progresar y brindar a sus familias una mejor estabilidad económica, viven el cantón Gualaceo que se encuentra ubicado a 35 Km. al este de Cuenca, es un pueblo próspero, asentado en uno de los más bellos valles de la provincia y D. país. Es tierra de gran fertilidad, espléndido paisaje y agradable clima por lo que constituye un gran centro turístico.

La Señora. Diana Beatriz vive en el centro D. cantón Gualaceo, tiene 28 años de edad, es casada y tiene 4 hijos que se encuentran de 12, 9, 5, 4 años, todos se encuentran en la escuela, su esposo se dedica a trabajar como albañil, no tiene casa propia por lo que vive en casa de sus padres.
Nuestra socia se dedica hace 3 años a su negocio que es una licorería, trabaja desde la 1 p.m. hasta las 2 a.m. y le va M. bien. Se encuentra en su tercer crédito en la fundación Espoir y su nuevo crédito lo va a invertir en la compra de más mercadería para crecer mas en su negocio, su meta es tener su casa propia.

La Señora. Florinda D. P. se encuentra en su segundo crédito, se dedica a su taller de costura el cual tiene hace un año en donde confecciona ropa deportiva, labora desde las 8 a.m. hasta las 6 p.m. aprendió esta actividad realizando cursos, el local en donde tiene su taller es arrendando.
Nuestra socia tiene 31 años de edad es casada y tiene 4 hijos quienes se encuentran de 12, 10, 8 y 2 años de edad, sus tres primeros hijos se encuentran estudiando en la escuela, su esposo trabaja en una zapatería, no tienen casa propia por lo que viven arrendando. Su nuevo crédito lo va a invertir en la compra de tela para la elaboración de la ropa deportiva, su meta es seguir creciendo en su taller.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,600
    Average annual income
  • 93
    View loans »
    Ecuador Loans Fundraising
  • $24,171,475
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Gualaceñitas ( Cuenca ) Group's $3,850 loan helped a member buying liquor/Buying fabric, zippers, buttons.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 15, 2010
Listed
Jul 6, 2010
Currency Exchange Loss:
N/A
Ended:
Nov 15, 2010