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Ynocencio is 51-years-old, married, and has three beautiful children. He lives in the community of Rayanniyoc where the majority of the residents are farmers and ranchers. Ynocencio has a small family business that carries, distributes, and sells vegetables to the vendors in the San Pedro de la Ciudad de Cusco market (Saint Peter of the City of Cusco). Now he has worked in this business for 15 years and it is going well thanks to the effort that he puts into his work. Ynocencio needs this loan to build his house.

(In the photo, Ynocencio is accompanied by his son Daniel who is seven-years-old.)
View original language description ↓
Ynocencio tiene 51 años es casado y tiene tres hijos, él vive en la comunidad de Rayanniyoc donde los mayoría de los pobladores son agricultores y ganaderos. Ynocencio tiene un pequeño negocio familiar que consiste en llevar, distribuir y vender verduras a las vendedoras del mercado San Pedro de la Ciudad del Cusco. Ya son 15 años que se dedica al negocio y le va muy bien gracias al empeño que pone en su trabajo. Ynocencio requiere el préstamo para construir su casa.

(En la fotografía el Sr. Ynocencio está acompañado de su hijo Daniel que tiene 7 años de edad).

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 84
    View loans »
    Peru Loans Fundraising
  • $58,962,350
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Ynocencio ynocencio needs the loan to build his house.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 18, 2010
Jul 12, 2010
Currency Exchange Loss:
Jan 15, 2011