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Gerardo A. M. is 47 years old, single and lives alone. He is seeking the loan to buy some calves and their feed. He wants to raise them as well as possible so that he can get the best price for them when he sells them. He also wants to increase the number of his animals and maintain them in better conditions. He has an ideal place to raise cattle. This is the first time that he is taking out a loan with FUDECOSUR, and he is very happy with the services they provide. Mr. A. has several years experience raising cattle. He hopes to have a better quality of life in the future and more economic stability, as well as to be able to continue growing as a person and as a producer.
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Gerardo A. M., tiene la edad de 47 años, está soltero, y vive solo.El crédito lo quiere para la compra de algunos terneros y su alimentación. Desea darle el adecuado mantenimiento al ganado para obtener el mayor ingreso posible cuando se vendan. También desea aumentar el número de animales y poder mantenerlos en mejores condiciones, cuenta con un área idónea para el mantenimiento y cría del ganado. Es la primera vez que realiza un crédito con FUDECOSUR y está muy contento con las facilidades que se le brindaron. Don Gerardo tiene varios años dedicado al ganado. El espera en un futuro tener una mejor calidad de vida y una mayor estabilidad económica, y de poder seguir creciendo como persona y como productor.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 36
    View loans »
    Costa Rica Loans Fundraising
  • $4,441,500
    Funds lent in using Kiva
  • 529.5
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Gerardo to buy cattle (calves).
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jun 11, 2010
Jul 5, 2010
Currency Exchange Loss:
Aug 18, 2013