Wilson Heriberto M. S. is 44 years old and lives with his wife and daughters, Tania (16) y Yadira (14), in the Chillanes hamlet, located in the Bolívar province.
Wilson is an associate of the “Ventanilla Rural Santa Rosa,” (Santa Rosa Rural Window), located and hour and a half from Chillanes. There are a total of 18 members, most of whom run their own businesses. This will be their first loan through “Cooperativa San José.”
Wilson raises and sells hogs which he buys in Bucay. He is asking for this loan in order to buy more hogs so that he can grow his business. He hopes to someday have a small farm for his animals.
Wilson Heriberto M. S. tiene 44 años. Vive con su esposa y 2 hijas, Tania (16) y Yadira (14), en el cantón de Chillanes en la provincia de Bolívar.
Wilson es un socio de la ventanilla rural Santa Rosa, que está ubicada a una hora y media del cantón Chillanes. Son 18 socios en total, que en la mayoridad tienen sus propios negocios. Esto es el primer préstamo que ellos sacan con la Cooperativa San José.
Wilson se dedica a la crianza y venta de chanchos que compra en Bucay.
Solicita el préstamo para comprar chanchos, para incrementar su negocio. Su sueño seria de tener una pequeña granja para los cerdos.
Le gusta practicar deportes en su tiempo libre.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!