Her husband Napoleon, who is 62 years old, works as a carpenter to earn his living and also helps in his wife's business activities. They have six children who range in age from 19 to 38 years old.
Melly joined NWTF-Project Dungganon in 1992 because she aspired for something better for her family. With the help of her past 16 loans from NWTF-Project Dungganon, Melly has been incrementally lifting her family out of poverty by the sweat of her brow. Her previous loan of 15,000 Philippine pesos (PHP) helped her earn a monthly profit of 7,000 PHP, thus bettering the family's standard of living.
This time, for her 17th loan cycle, she is borrowing 15,000 PHP, which she intends to use to purchase fresh meat and vegetable for her fast-food eatery so that she can continue to save up for the future and for her youngest child's schooling. Melly F. is a Dungganon woman who is following an honorable path towards the achievement of her dreams.
In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF), is making a difference in the lives of thousands of women through Project Dungganon (a Hiligaynon word that means Honorable). Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned the respect through a lifetime of hard and honest work.
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On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>
About Negros Women for Tomorrow FoundationNegros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.
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