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Luz Marina
The member lives in Santiago district, Cusco province, Cusco department. She’s a member of the “TRES MARIAS” (Three Marys) communal bank.

She is Luz Marina, 35. She lives with her significant other and has three children. She completed secondary school but due to lack of financial resources was unable to study a professional career and has worked at a variety of jobs since then managing to support her children. Currently she’s in retail commerce, she sells manioc in Santiago’s Huancaro market. During the school year she also sells school supplies informally at the school supply fairs that open every February.

She is asking for funds to buy products like manioc in order to increase sales in the market.

She is grateful for and values the loan granted because it permits her business to grow and her quality of life to improve. She pledges to repay in a timely fashion.
View original language description ↓
La socia pertenece al banco comunal “TRES MARIAS”; La socia vive en el distrito de Santiago en la provincia de Cusco departamento del Cusco.

La socia es la Sra. Luz Marina; ella tiene 35 años de edad y La socia es conviviente y tiene 3 hijos la socia estudio hasta la secundaria completa pero por motivos económicos ella no pudo estudiar una carrera profesional y desde entonces trabajo en todo lo que pudo, ingeniándose para poder sacar adelante a sus hijos, ella ahora se dedica a l comercio minorista, esta señora vende yuca en el mercado de Huancaro, en el distrito de Santiago, La socia también vende en la época escolar útiles de escritorio de manera informal, en las ferias escolares que cada año en el mes de febrero se apertura para poder comprar los diferentes útiles escolares. La socia solicita el préstamo para compra productos como yuca y de este modo incrementar su venta en el mercado.

La socia valora y agradece infinitamente el crédito otorgado ya que este le permite crecer con su negocio y mejorar su calidad de vida, así mismo se compromete a cumplir con el pago de sus cuotas en el plazo estipulado.

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About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 84
    View loans »
    Peru Loans Fundraising
  • $58,962,350
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Luz Marina to buy stock merchandise.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Jun 2, 2010
Jul 2, 2010
Currency Exchange Loss:
Oct 15, 2010