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Julienne is 45 years old. She is married and has seven children. One of her children has a business and the other six are in school. Two of her children graduated from high school and are entering college, two are in secondary school, and two are in primary school.

Julienne is an industrious lady who sells sweet potatoes and local sorghum beer wholesale. She has been in this business since she was 18 years old. Also, when it’s time to harvest a particular crop, Julienne and her husband buy the produce locally and sell it in the city.

She is requesting a loan in order to buy sacks of sorghum for her inventory, because she expects the sorghum season to end soon and the prices to rise.

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego is a Rwandan bank specializing in microfinance. It offers credit products to individuals and groups interested in starting or expanding their businesses. It also offers training in business development, financial literacy and health management. Given that approximately 90% of the Rwandan population is directly or indirectly related to the agricultural sector, Kiva lenders’ funds will be used to support UOB’s agricultural loan products, which are vital to the clients living in remote areas.

About Rwanda

  • $1,700
    Average annual income
  • 11
    View loans »
    Rwanda Loans Fundraising
  • $15,406,850
    Funds lent in using Kiva
  • 586.7
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Julienne buying sorghum to stock for the next season when it's scarce.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 24, 2010
Jun 30, 2010
Currency Exchange Loss:
Nov 15, 2010