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God’S Knowledge Group
In this Group: Lawrence, Rebecca, Jannet, Justine, Ruth
L. V., who is holding the sign, is the leader of this group of five borrowers called God’s Knowledge. He is 36 years old, single, and has seven children, who are between the ages of 2 and 14 years old. He was only able to attend school through 12th grade due to financial reasons.



For 7 years, he has been selling drinks (alcoholic beverages) in Thinkers village Community, outside of Monrovia, Liberia. He plans to use his portion of this group loan (6,000 Liberian Dollars of the 30,000 Liberian Dollars total) to buy more drinks. He describes himself as a very determined person. His dream is to expand his business and to get involved in the wholesale retail business.

Additional Information

Note on LEAP:

During routine partner monitoring, Kiva learned that LEAP's delinquency data may be understated due to technical problems with their reporting software. Because this report is key to our analysis of the risk of this partner, delinquency or default rates on loans to this partner may be higher than we expect. For further details, see LEAP’s partner page on Kiva.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Liberia

  • 500
    Average annual income
  • 0
    View loans »
    Liberia Loans Fundraising
  • $3,032,850
    Funds lent in using Kiva
  • 71.0
    Liberia Dollars (LRD) = $1 USD