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Ka-Muyu Group
In this Group: Hawa, Fatmata, Abdul
Pictured above are members of the “Ka-muyu” group. They are small-scale-business people based in Makeni, a city in northern Sierra Leone. They are seeking a loan of SLL 800,000 each to enable them to further expand their businesses. Consequently, they will make more profits and improve on their standard of living.

The leader of this group is Hawa K. who is age 43 and was born in Magburaka town in northern Sierra Leone. She is married with six children. Her husband is a businessman and two of her children are attending secondary school.

For twenty-two years now, Hawa has sold cooked rice, rice and palm-oil (the most popular cooking oil). She will use her share of the loan to buy bags of rice, gallons of palm-oil, fish, onions, pepper and plates.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 16
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,075
    Funds lent in using Kiva
  • 3,850.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Ka-Muyu Group's $625 loan helped a member to buy bags of rice, gallons of palm-oil, fish, onions, pepper and plates.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 18, 2010
Jul 2, 2010
Currency Exchange Loss:
Apr 20, 2011