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Cindy Kaina
Cindy lives in El Paraíso, located in Guayaquil (a peri-urban zone with a deteriorating ecosystem). She has a son and her husband is a bricklayer. They live in a house made of reeds.

She works from 7am to 12pm as a teacher for the "Children International" program, which is a kindergarten for kids that meet in her house. With the help of her mother, she has been able to successfully run the kindergarten.

However, because the kindergarten meets in her home and she does not have adequate means for the children she is requesting the loan which will be used to buy cement, cinder block and sand in order to build a better house. In the future she wants to finish building her house.
View original language description ↓
Cindy de 26 años, vive en el Paraíso de Guayaquil (zona periurbana con una ecología en disolución), tiene un hijo y su esposo es albañil, ellos viven en una casa de caña. ella es profesora en reuniones del Programa “Children Internacional” (es un jardín de niños que tienen en su casa).

Ella trabaja desde las 07h00am hasta las 12h00pm como profesora en el jardín de niños que tienen en su casa. Con la ayuda de su mama ha podido administrar con bien el jardín de niños.

Pero como lo tiene en su casa y no tiene los medios adecuados para los niños ella quiere con el préstamo comprar cemento, bloques y arena para construir su casa mejor. En el futuro ella quiere terminar de construir su casa.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 92
    View loans »
    Ecuador Loans Fundraising
  • $25,071,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Cindy Kaina to purchase cement.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 2, 2010
Jun 28, 2010
Currency Exchange Loss:
Jul 15, 2011