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Sahiba A. is a 49-year-old entrepreneur who owns a beauty salon. She likes her job and started her business as soon as she had enough savings to open her own salon. Sahiba used to work in a general salon as a hair stylist but now she is independent and her monthly income is about 400 AZN.

Sahiba's beauty salon is very popular because she is very quality specialist. She has about 15-20 clients a day, for hair cuts, hair coloring and styling. Brides are especially good for income as their styling is quite expensive.

Sahiba is married and has three children. She has applied for a 1,000 AZN loan to purchase new tools and make renovations in her beauty salon.

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 39
    View loans »
    Azerbaijan Loans Fundraising
  • $13,960,650
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Sahiba purchase new tools and renovations at her salon.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 9, 2010
Jun 27, 2010
Currency Exchange Loss:
Jun 22, 2011