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Epenesa
Epenesa F. is 38 and married with 5 children. She owns a business planting and harvesting taro for sale. Epenesa has 2 years of experience in this business. Epenesa needs a loan of WST$2000 to purchase weed-killers such as Gramoxone. She plans to use the earnings from her business (estimated to be 300 talas or US $125 per week) to improve/expand the business.

Epenesa is an active client and wishes to expand the business and assist her family financially.

This is Epenesa's 4th loan with SPBD. SPBD's loans are Epenesa's only access to capital because she was never able to qualify for a loan with traditional banks.

About SPBD
In 2000, Greg Casagrande founded SPBD and since then, it has expanded from the main island of Upolu in Samoa to Savaii, as well as Tonga. SPBD's philosophy of lending is based upon the Grameen Bank lending method. Please join SPBD's lending team on KIVA to receive on-the-spot updates on SPBD.
http://www.kiva.org/community/viewTeam?team_id=8375

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $6,344
    Average annual income
  • 143
    View loans »
    Samoa Loans Fundraising
  • $7,268,400
    Funds lent in using Kiva
  • 2.5
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Epenesa to purchase pesticides, Gramoxone, wire, rack, wheelbarrow and spade.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 17, 2010
Listed
Jul 1, 2010
Currency Exchange Loss:
Possible
Ended:
Jul 15, 2011