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Julia is a member of the Ccori Soncco Communal Bank, she is 54 years old, a mother to 5 children, the oldest is 33 and the youngest is 18 years old.

Julia has sold shoes, slippers and sandals wholesale and retail for about 4 years.

The problem that she has in her business is that for some months sales have been low, for example, from December to July she sells very well but the rest of the months there are very few orders for shoes. Julia mentions that Finca Perú (Kiva’s field partner) is an institution that loans money to women not caring if they are professionals or not and thanks to the training she has become a mO. optimistic and tenacious woman.

The loan that Julia is asking for will be used to buy shoes, and sandals of different styles and prices.

Julia’s dream is to have her own stall where she can offer her products since now she distributes them and leaves them on credit to her customers when she sells them house to house.

View original language description ↓
Julia es socia del Bancomunal Ccori Soncco, tiene 54 años, es madre de 5 hijos, la mayor tiene 33 años y la última 18 años.
Julia se dedica a la venta de calzados como son zapatillas, zapatos y sandálias al por mayor y menor desde hace 4 años.
La dificultad que ella tiene en su negocio es que algunos meses baja las ventas por ejemplo de Diciembre a Julio vende muy bien, pero los demás meses hay muy pocos pedidos de calzados
Julia menciona que Finca Perú es una institución que presta a todas las mujeres sin importar que sean profesionales o no y que gracias a las capacitaciones ella es una mujer mas optimista y luchadora.
El préstamo que Julia solicita lo va ha invertir en la compra de zapatillas, sandalias, zapatos de variados modelos y precios.
El sueño de Julia es tener un puesto propio donde poder ofrecer sus productos, debido a que por ahora los reparte y deja al crédito a sus clientes casa por casa.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

About Peru

  • $12,000
    Average annual income
  • 97
    View loans »
    Peru Loans Fundraising
  • $57,944,700
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Julia to buy slippers, sandals and shoes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 24, 2010
Jul 1, 2010
Currency Exchange Loss:
Nov 15, 2010