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Alcira Enna
Alcira Díaz is a widow who started her business after her husband died. She invested some capital to buy inexpensive merchandise since she lives in an area where people have little purchasing power. This strategy started producing results. A friend invited her to join Fundación Mario Santo Domingo as an alternative for finding additional operating capital. The doors were opened for her and she was able to secure her first loan in the amount of 1,300,000 COP which she invested into her business. As a result, Alcira was able to serve more customers and eventually earn more income.


Today she is applying for another loan in the amount of 2,000,000 COP in order to buy jeans, towels, T-shirts, and blouses requested by her customers who live in different neighborhoods throughout the city of Cartagena. Her goal is to expand her business so that she can serve other towns within the department of Bolivar. For this reason, she hopes to continue receiving support from Fundación Mario Santo Domingo. One of her most memorable challenges occurred when she first started her business. She did not have sufficient operating capital, so she maD. the decision to join FMSD and found the path to success. For this reason, she is extremely grateful to FMSD and is happy that her business has provided satisfaction for herself and her family.


For Alcira, her greatest challenge at the moment is having to adjust when sales are low. She has to make additional efforts to ensure that her household finances are in order, but says she always trust in God to move things forward.

View original language description ↓
Alcira Díaz es una mujer D. estado civil viuda que inició su negocio una vez su esposo falleció, e invirtió un capital en la compra D. mercancías muy económicas, teniendo en cuenta que su área D. acción está conformada por personas que no tienen mucha capacidad adquisitiva D. compra ; cuando esta estrategia empezó a darle resultados, una amiga la invito a buscar alternativas D. incrementar su capital D. trabajo en la Fundación Mario Santo Domingo, donD. encontró las puertas abiertas para hacer su primer crédito por valor D. $1.300.000 COP, que fue invertido en su negocio y le representó mayor cobertura D. clientes y por consiguiente mas ingresos. Hoy está aplicando a otro crédito por valor D. $2.000.000 COP, con el que comprará jeans, toallas, camisetas y blusas solicitadas por los clientes que tiene en diversos barrios D. la ciudad D. Cartagena. Su meta es ampliar su cobertura en otros municipios del departamento D. Bolívar, y es esta la razón por la que espera seguir siendo apoyada por la Fundación. Uno D. sus retos mas recordados fue cuando inició su negocio, que no contaba con un suficiente capital D. trabajo, pero al tomar la decisión encontró el camino para salir adelante, por eso está muy agradecida con la Fundación, porque siente que con este emprendimiento ha obtenido una gran realización personal y familiar que la hace feliz.
Su mayor desafio actualmente es cuando se presentan las temporadas D. ventas bajas y hay que hacer esfuerzos adicionales en la economia del hogar para responder a todo, pero ella dice que confiando siempre en Dios siempre sale adelante.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 560
    View loans »
    Colombia Loans Fundraising
  • $14,903,600
    Funds lent in using Kiva
  • 1,898.1
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Alcira Enna purchase various types of merchandise to fulfill her customers' orders.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 25, 2010
Listed
Jun 26, 2010
Currency Exchange Loss:
Covered
Ended:
Feb 15, 2012