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Josefa Antonia
Ms. Josefa Antonia G. R., age 56, lives with her husband and teenage son in the Laureles Norte neighborhood. She and her husband both contribute to the household expenses and chores. Josefa's makes her livelihood by running a small store selling beans, stews, beverages, and tamales.

Josefa has had her business for 3 years, and in some months of the year has seen a decline in sales. With the help of her husband, she has been able to obtain the necessary resources to start buying the ingredients necessary to make her products. In the future they hope to open a small store in order to increase sales. However, for now Josefa is requesting a loan to purchase zinc sheets to replace the roof of her home. The new roof will protect her family during the months of the rainy season, which affects Nicaraguan families with its heavy downpours.
View original language description ↓
La señora Josefa Antonia G. R., tiene la edad de 56 años habita con su compañero de vida y su hijo adolecente en el barrio Laureles norte, su esposo le apoya en los gastos y las tareas del hogar, el sustento de la señora ha sido una pequeña venta de frijoles, cocidos, refrescos y tamales.

Desde hace 3 años ha tenido esta negocio, y en algunos meses del año ha sentido una disminución en las ventas, fue con la ayuda de su esposo quien le brindo los recursos necesarios, para dar comienzo a la compra de la materia prima de las ventas, a futuro desean poner una pulpería con la intención de incrementar sus ventas, por ahora solicita un préstamo para la compra de laminas de zinc, con el fin de cambiar el techo de su casa, además de protegerlo de las temporadas de lluvia que en este mes afectan a las familias nicaragüenses por los fuertes chubascos.

Additional Information

About AFODENIC

This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 96
    View loans »
    Nicaragua Loans Fundraising
  • $24,742,900
    Funds lent in using Kiva
  • 21.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Josefa Antonia materials to replace roof.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 26, 2010
Listed
Jul 1, 2010
Currency Exchange Loss:
Covered
Ended:
Jul 15, 2011