Ana S. is 35 years old and a mother of five. She has a vegetable garden and she sells the vegetables that she grows. She hardly needs any help from her husband and she does the gardening by herself. Her two sons eleven and thirteen year old help her out. She is requesting a loan to buy supplies for her vegetable garden.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.