Tuugafala is 45 years of age and has 7 children. Her business is a retail shop just in front of her house. Her husband's pay and the income from her shop is how she supports her family. She is requesting a loan to purchase more inventory.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.