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Josee was born in 1963 and is married. Josee is a farmer and a woman who is serious, because she has a big place where she can work. Josee has 10 years of experience in agriculture and livestock. She employs two people full time for her business.

Josee is requesting a loan from Kiva lenders via Vision Finance Company to buy more cows so she can expand her business by employing more people. Once she is able to do this, Josee will be able to earn more profit from her daily activities.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 37
    View loans »
    Rwanda Loans Fundraising
  • $13,303,700
    Funds lent in using Kiva
  • 581.0
    Rwanda Francs (RWF) = $1 USD