Mrs. S. was born in 1972; she is married and blessed with four children, all of whom are students in the local public school. She has built a pigpen behind her house where she raises many pigs to earn a living. Her husband, Heang, is 40 years old. He appears in the photo and has a machine that he uses to provide a battery charging service. Besides their work, the couple always takes time to cultivate rice crops for their own food. The coming rainfalls are good for planting; however, S. doesn’t have capital yet to use on her farm. She is looking for a loan to use towards purchasing fertilizers, insecticides and seeds for planting.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.