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Groupe 3 De Djekafo Togo
In this Group: Maïmouna , Fatoumata , Mariama , Kadiata , Salimata
The five members of Group 3 of the association Djekafo of Togo are married women in large traditional families.  The women average 38 years of age and three children each and all live in the village of Togo, in the rural community of Sakoïba, region of Ségou (4th administrative region of the Republic of Mali).  They know one another through ties of kinship, marriage, and community. 

With the goal of expanding their cultivated acreage and growing other crops in addition to millet over the wintertime, the group members turned to the micro-finance institution Soro Yiriwaso and are now on their second farm loan cycle.  They are going to grow millet, peanuts, and niébé(black-eyed peas).

Ms. Fatoumata Coumaré intends to use her loan for buying 50 kg of peanut seeds and recruiting laborers for plowing and weeding the peanut field.  She gets her supplies of seeds at the Konodimini fair.  Working an area of two hectares, she hope to produce 200 kg of niébé, ten sacks of peanuts, and some niébé stems to be baled.  The bales of stems are stocked and then sold during periods of shortages.

Part of the harvest is consumed at home, while the other part is stocked and sold a little at a time in order to manage the day-to-day expenses of the household.  Ms. Fatoumata Coumaré, like the other women in the group, has the goal of being self-sufficient in food for their households.
View original language description ↓
Les cinq membres du groupe 3 de l’association Djekafo de Togo sont des femmes mariées dans des grandes familles traditionnelles avec en moyenne 38 ans et 3 enfants. Elles habitent toutes le village de Togo dans la commune rurale de Sakoïba dans la région de Ségou (4ème région administrative du Mali) et se sont connues à travers des liens de parenté, de mariage et de voisinage.
Dans le but d’augmenter leurs superficies culturales et de cultiver d’autres spéculations en plus du mil pendant l’hivernage, elles ont fait recours à Soro Yiriwaso et sont à leur 2ème cycle de prêt de campagne.
Les membres du groupe vont cultiver le mil, l’arachide et le niébé (haricot).
Madame Fatoumata Coumaré compte utiliser son prêt pour acheter, 50kg de grains d’arachide de semence et recruter la main d’œuvre pour les activités de labour et de désherbage pour son champ d’arachide.
Elle se ravitaille en semences à la foire de Konodimini.
Exploitant une superficie de 2 hectares, elle espère produire 400kg de niébé, 10 sacs d’arachide et des fanes de niébé destinées à faire des bottes.
Les bottes de niébé sont stockées et vendues pendant la période de soudure.
Une partie de la récolte est auto consommée tandis que l’autre moitié est stockée et vendue petit à petit pour gérer les petites dépenses du foyer au quotidien.
Madame Fatoumata Coumaré à l’image des autres femmes du groupe a pour objectif d’assurer l’auto suffisance alimentaire dans leurs foyers.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,200
    Average annual income
  • 7
    View loans »
    Mali Loans Fundraising
  • $10,169,125
    Funds lent in using Kiva
  • 532.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Groupe 3 De Djekafo Togo's $250 loan helped a member buying peanut seeds and paying for field hands.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 16, 2010
Listed
Jul 1, 2010
Currency Exchange Loss:
Covered
Ended:
Feb 16, 2011