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Rosela V. is thankful for the support she got from Kiva lenders for her sari-sari (variety) store and prays that they all be blessed. Rosela is requesting a new Kiva loan of 40,000 Php for her store. She has been able to improve her business due to her access to credit through Kiva lenders. Rosela is happy that she is able to augment her husband’s income and meet the needs of her family.

A committed member of Ahon Sa Hirap, Inc. (ASHI), a Kiva microfinance partner in the Philippines, Rosela has been a model member since 2002, demonstrating regular attendance at weekly meetings and steady repayment of previous Kiva loans.

Rosela’s business has helped her achieve her dreams. Her greatest ambition is that her family will be able to have a decent way of life.

Rosela and her family feel very glad about the service of KIVA lenders. It gives them a way to pursue their family dreams. Rosela hopes that they extend the service for a long time and help many families who want to get ahead and escape the spiral of poverty.

Her long term goals are to help support her grandchildren's education, invest, build a better house for the family, and to have a full-fledged mini-grocery store.

Additional Information

About ASHI

Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”

Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.

About Philippines

  • $7,000
    Average annual income
  • 1792
    View loans »
    Philippines Loans Fundraising
  • $60,919,225
    Funds lent in using Kiva
  • 46.4
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Rosela to support her sari-sari (variety) store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 16, 2010
Jul 1, 2010
Currency Exchange Loss:
Jan 15, 2011