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María Julia
María Julia is 43 years old, married, and lives with her husband and children in the city of Lambayeque, an area that experiences moderate business activity. This community is located twenty minutes away from the city of Chiclayo.


For more than five years, María Julia has worked as a seamstress. She has a sewing machine in her home, where she makes all types of clothing by request. Her customers are neighbors, acquaintances, and some local institutions, which incluD. a few hospitals. This business has provided some income by which she can help her husband, who is a bricklayer, with the family expenses.


María Julia wants to start another business to proviD. additional income to help move her family forward. Within the past few years, she has saved money so that she can acquire a motorcycle taxi (a motorized vehicle that consists of a motorcycle and an attached cabin for transporting cargo and passengers). She has accumulated a considerable sum, but it is still not enough to cover the cost of a vehicle. For this reason, she is requesting her first loan from Edpyme Alternativa in the amount of 2000 PEN to help achieve her goal and create an additional source of income.


Motorcycle taxis are very popular in the area since they are a common moD. of transportation. Once she acquires her vehicle, one of her children will be responsible for driving it.


María Julia is a hardworking woman who always looks for ways for her family to get ahead. In the area where she lives, she is admired and respected by her neighbors.

View original language description ↓

María Julia tiene 43 años D. edad, es casada y vive junto a su esposo y a sus hijos en la ciudad D. Lambayeque, una zona D. movimiento comercial moderado, se encuentra ubicada a veinte minutos D. la ciudad D. Chiclayo.

Se dedica desD. hace mas D. cinco años a trabajar como costurera, ella cuenta con una máquina D. coser en su vivienda. Allí elabora todo tipo D. prendas en base a pedidos, sus clientes son sus vecinos, conocidos y algunas instituciones locales, como por ejemplo, algunos hospitales. El negocio le ha brindado algunos ingresos con los cuales ha apoyado a su esposo, que es albañil, con el sostenimiento D. los gastos familiares.

María Julia desea iniciar un negocio que le brinD. ingresos adicionales con los cuales pueda ayudar a su familia a salir adelante, durante los untimos meses ha estado ahorrando dinero con la finalidad D. adquirir una mototaxi (vehículo motorizado consistente en una motocicleta a la cual se le anexa una cabina que sirve para brindar servicio D. transporte D. carga y pasajeros), actualmente ya cuenta con una suma considerable pero esta no cubre el valor total del vehículo, por lo que se encuentra solicitando por primera vez a Edpyme Alternativa un crédito D. 2000 nuevos soles que le ayuden a lograr su objetivo y tener una fuente adicional D. ingresos.

La actividad D. servicio D. transporte en mototaxi tiene buena acogida en la zona ya que este medio D. transporte es bastante común. Una vez adquirido, el vehículo sería manejado por uno D. sus hijos.

María Julia es una mujer bastante trabajadora y que siempre busca la manera D. sacar adelante a su familia. En la zona donD. vive es bastante estimada y respetada por sus vecinos.

About Peru

  • $12,000
    Average annual income
  • 129
    View loans »
    Peru Loans Fundraising
  • $57,375,250
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped María Julia purchase a motorcycle taxi.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 25, 2010
Listed
Jun 25, 2010
Currency Exchange Loss:
Possible
Ended:
Jun 15, 2011