Fredny is 42 years old and lives on the perimeter of Guayaquil (the suburbs that are somewhat rural in nature). He has mechanical workshop called “B.”.
From the beginning it has been difficult to be a business owner. He has to support his mother. In order to support her he works hard each day making doors, windows, screens, etc. Now he has his own locksmith business also. He works with people that hire him.
In order to continue with this business he would like to buy, with this loan, cement and stones. In this way he can improve his business. In the future he would like to build a house and rent out the rooms.
Fredny de 42 años, vive en la Perimetral de Guayaquil (perímetro periurbano, que tiene una ecología en disolución). Tiene un taller de mecánica llamado “B.”
Aunque al principio fue muy difícil tener su propio taller para poder mantener a su mama el tuvo que trabajar muy fuerte haciendo puertas, ventanas, rejas etc. Ahora el tiene su propio taller de cerrajería, trabaja con personas que contrata.
Para continuar con su negocio el quiere comprar con el préstamo cemento, piedras para adecuar mejor su negocio. En el futuro quiere construir una casa para alquilar departamentos.
About Banco D-MIRO
Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.