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Pacifique was born in 1978 and is married with 3 children; the first born is 12 years old, the second is 9, and the last one is one year old. Pacifique takes care of one dependent who is a member of her family. Pacifique owns a small business selling various styles of clothes for men and women. This business is known and organized and she can employ one person as a helper so that her business runs smoothly. This is her second year of successful operation in business. The hours of her business are from 7 in the morning to 6 in the morning every day except on Saturday.

Pacifique is now requesting her first loan from Kiva lenders via Vision Finance Company in order to expand her business through purchasing the bales of clothes. Once this expansion is reached, Pacifique will be able to earn more profit.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 101
    View loans »
    Rwanda Loans Fundraising
  • $13,479,850
    Funds lent in using Kiva
  • 584.0
    Rwanda Francs (RWF) = $1 USD